What’s The Queue Anyways?

Now that you have signed up for Givling, find out how you can move ahead in the Queue!


Not sure if Givling is for you? Check out Why I Givling and then decide.

When you do, make sure to mash that “Join & Play” button to Create Your Account (and please use my Invite code MP862580)!

Thanks!


Now let’s see what the Queue is anyways:

Every day you get two (2) “Free Plays” which is awesome and will get you 100 Queue points per play and then 1000 Queue points for watching an ad after the game.

So far we are at 2200 Queue points a day for FREE!

There are a few other FREE ways to get points that we will discuss later on in this series, but for now let’s say you want to know what are Queue points and why should you care?


Givling Queue
Join Givling with code MP862580


This shows you the Queue Leaderboard.

This means who is next “in line” to get $50,000!

Notice that there are Orange and Green alternating numbers in the list.

What is that all about?

Well:


Givling Green and Orange Explained
Join Givling with code MP862580


There are two types of Givling Players, those who really really want to be at the top and the rest of us who just really really really really really want to be at the top.

We would all be next in line for $50k if we could.

But we can’t, except for with Givling  we can and then it isn’t “next”, but soon…

So, we see there are “Green” and “Orange” points but what do we do to get them?


Givling Green Points
Join Givling with code MP862580


Givling Green Points are the heroes!

These contributions are through coin purchases and merch crowdfund the loans to pay off the loans.

I help out here when I can fit it in my budget.

I believe in the cause and want to help others out of debt!


Givling Orange Points
Join Givling with code MP862580


Givling Orange Points are the quiet heroes!

These contributions are through free plays and hourly spins crowdfund the loans to pay off the loans.

I help out here everyday and in fact every hour I can!

I believe in the cause and want to help others out of debt so I do what I can and invite you to join me too with my Givling invite code MP862580.


Hopefully, this helps you understand the Giviling Queue more and maybe I will see you funded soon!


Join Givling with code MP862580 

 

Once you download the app and while you are signing up, just enter my code MP862580 and help me help you help everyone!


Michael


Written, adapted, and rewritten, by Michael PaineIf you haven’t recalled, we have spoken before.


If you are interested in more on Givling, check out my storyHow to Sign Up for Givling!,and stay tuned to future upcoming posts explaining a look at other Queue Point offers that break down the price per point and other ways to move on up that Queue!

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Givling Merch Price Per Queue Point

This post originally appeared on steemit.

Now that you have signed up for Givling, find out how you can move ahead in the Queue!


Givling is a free app you can download to help “end student loan debt by playing a free game”.

There are two ways to get a payday!

“The Givling trivia game pays out large cash awards to the highest scoring trivia team, while simultaneously raising money to crowdfund student loan and mortgage debt.”

The best part is you can win even if you don’t have student loans. Better yet, you can still get $50,000 funded for your mortgage if you have one or gift the money to a loved one.

Go to your app store (whatever place you normally download apps) and type in Givling.

When you do, make sure to mash that “Join & Play” button to Create Your Account (and please use my Invite code MP862580)!

Thanks!


Now let’s see what you can do to move up the Queue:

Every day you get two (2) “Free Plays” which is awesome and will get you 100 Queue points per play and then 1000 Queue points for watching an ad after the game.

So far we are at 2200 Queue points a day for FREE!

There are a few other FREE ways to get points that we will discuss later on in this series, but for now let’s say you want more Queue points and you want some cool Givling swag!

Let’s get stylin’


Givling Merch! via Teespring
Join Givling with code MP862580


The website shows you the prices and Queue points you get, but if you are a broke nerd like me, you want to know what is gonna get you the most points per dollar.

So I did the math.

Notice that the prices may have changed and if you join the Givling Facbook Page or get their emails you will get notified with special offers like Triple Points for purchases on certain days!


Givling Merch Queue Point Math Sheet
Join Givling with code MP862580


Check my math for errors and let me know!

You can see I listed the Items available for purchase (this list is inclusive but not exhaustive) and they are sorted from top to bottom of most to least expensive final price per queue point or PPQP.

Column A lists the item (there are multiple “Shirt Apparel”s listed because of the price difference in different style shirts).

Column B lists Queue Points for the item (at the time of writing).

Column C lists Price per item (at the time of writing) and may be subject to change. If you want something that is a different price, make sure to make a copy of my Google Givling Merch Queue Point Math Sheet and then edit it for your needs.

Column D lists Raw Price Per Queue Point. That is to say the simple math of Price divided by number of Queue Points received for purchasing the items.

Column E shows what Shipping Cost you pay to get the first item of its kind.

Column F shows what Shipping Cost you pay to get the second item of its kind. So you get a discount for ordering multiples of the same type of item.

Column G figures the sales tax that you will pay by multiplying the item price + shipping by the local tax rate in your area. For me, my state’s sales tax rate is 8.25%. Note that this varies by location so make sure to make your own copy of the sheet and put in your rate to get the most accurate math.

Column H brings us the Total Price = Item Price + Shipping + Tax.

Finally, Column I brings us the Real PPQP or the final price per queue point or PPQP.


You can see that a single “Coffee Mug” will be the most expensive buy and run me about 0.0031 cents per point, whereas surprisingly “Coffee Mug + Sticker” comes in at about 0.0014 cents per point making the add on stiker worth it and the best deal!

Hopefully this helps in your decision making process of “How to Move Up the Queue” faster!

If you haven’t done so already, I ask you, can you help by downloading an app and playing a free game?

Can you please help me by using my Givling invite code MP862580 when you do?

Thanks!


Join Givling with code MP862580 

Once you download the app and while you are signing up, just enter my code MP862580 and help me help you help everyone!


Michael


Written, adapted, and rewritten, by Michael PaineIf you haven’t recalled, we have spoken before.


If you are interested in more on Givling, check out my storyHow to Sign Up for Givling!,and stay tuned to future upcoming posts explaining a look at other Queue Point offers that break down the price per point and other ways to move on up that Queue!

How to Sign Up for Givling!

This post originally appeared on steemit.

Sign Up for Givling!

Givling is a free app you can download to help “end student loan debt by playing a free game”.

There are two ways to get a pay day!

“The Givling trivia game pays out large cash awards to the highest scoring trivia team, while simultaneously raising money to crowdfund student loan and mortgage debt.”

The best part is you can win even if you don’t have student loans. Better yet, you can still get $50,000 funded for your mortgage if you have one or gift the money to a loved one.

Go to your app store (whatever place you normally download apps) and type in Givling.


The Google Play Store App Download Screen Looks like this:
Join Givling with code MP862580


Once you got that taken care of it should look something like this:


Join Givling with code MP862580


Mash that “Join & Play” button!


Create Your Account (and please use my Invite code MP862580)
Join Givling with code MP862580Once you are in you should see a screen similar to this:
Join Givling with code MP862580


So I ask you, can you help by downloading an app and playing a free game?

Can you please help me by using my Givling invite code when you do?

Thanks!


Givling Code 

Once you download the app and while you are signing up, just enter my code MP862580 and help me help you help everyone!


Michael


Written, adapted, and rewritten, by Michael PaineIf you haven’t recalled, we have spoken before.


If you are interested in more on Givling, check out my story, and stay tuned to future upcoming posts explaining a look at Queue Point offers that break down the price per point and more.

 

Why I Givling?

This post originally appeared on steemit.

Givling gives hope.

I like to view my life as an adventure. And as part of that adventure, I am imagining all the possibilities for good things to happen. I expect good things to happen.

Even when there are bad things.

But I hope against hope.

Givling is a hope that good things can happen.

But first let me back up a bit, what is Givling?

Givling is a free app you can download to help “end student loan debt by playing a free game”.

“The Givling trivia game pays out large cash awards to the highest scoring trivia team, while simultaneously raising money to crowdfund student loan and mortgage debt.”

It is that simple and that powerful.

But first There Is Something I’ve Been Meaning To Tell You.

In that post I share my story of my wife Sarah and I and how we got our MBAs, it was a great moment!

A true “mountain top” experience!


MBA1
PikesPeak


And as much fun as that was, and it was fun!, there was something else that had been set into motion.

We had taken out loans to pay for our education and while we were actively enrolled we did not have to make any payments.

Now that we had graduated, well…

The clock started ticking!


Ticking Clock


Mind you that none of this caught us by surprise.

We had been dealing with student loan payments for a few years after we had got our undergraduate degrees.

Balancing the payments with our other financial needs was tricky.

The thing about it was that it wouldn’t have been so bad but when I graduated with my B.A. the year was 2008.

I took my degree with a smile and hit the streets looking for what I thought would be a sure thing because I wanted to be a teacher.

“And we always need teachers.”

Or so they said.

The job hunt had not gone well, I was not “America’s Next Top Teacher”, and instead I had been working day-to-day as a substitute in the school system trying to develop relationships to get connected and get a job.

Not working a full-time job meant several things for my finances.

I had a paycheck to paycheck life, which wasn’t new, but it was hoped that I wouldn’t have to do that anymore once I went to college.

Then there was also the issue of not having health insurance so I never went to the doctor or dentist.

I was unable to save for my future and soon there were college loans to pay back with an already limited budget.

We were doing all that we could to stay afloat.

By 2012, four years after I first graduated, I landed my first full-time position.
Yet the economic description for it would be underemployment.

I had a college degree for a job that didn’t require one.

This means I wasn’t getting paid the anticipate rates or amounts that would be necessary to make the cost of college worth it.

I continued to have dismal results in getting a higher paying job that was supposed to be the light at the end of the tunnel.

Finally, I decided to do something about it.

I thought, “If I can’t get a better job with this degree, maybe I should go back to school and get a Masters…”

Then so I did and then nothing special happened.

At first.

You see the thing is about that clock ticking earlier?

Well at that time our time had run out.

We were going to owe several hundred dollars a month each on both my wife’s loans and my own.

The student loan payments were going to be so high that we had to do something.

Calls were made.

Other income-based repayment plans were researched.

Nothing was going to help us get the payments low enough.

Our budget was already stretched to the limit!

We had to make a drastic change!

So we did.

We sold our home and lived with a friend for about 7 months as we searched for something with a lower mortgage payment.

Finally we had a bit of a break!

After a year looking for a higher paying job, I had an amazing opportunity to make more money and finally be a teacher like I had set out to do over a decade prior to that point.

Now I am happy with what I do and and love my job, but we still owe a ton of money to pay off our loans.

I believe in working hard and paying what you owe, but I see the potential that Givling brings to help free people from their debts sooner and would love for everyone to be able to put their debts behind them move forward.

So I ask you, can you help by downloading an app and playing a free game?

Can you help me by using my Givling invite code when you do?


Givling Code 

Once you download the app and while you are signing up, just enter my code MP862580 and help me help you help everyone!


Michael


Written, adapted, and rewritten, by Michael PaineIf you haven’t recalled, we have spoken before.


If you are interested in more on Givling stay tuned to future upcoming posts explaining, how to sign up, Queue Point offers that break down the price per point, and more.

Whoever Has the Crypto Makes the Rules

This post originally appeared on steemit.

 

“The past is never dead. It’s not even past.” – Faulkner


Breaking Free Art Image
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“I am talking about the creation of money and value out of thin air,” he continued. “Governments now look at [cryptocurrency] like it’s a novelty but the bigger it gets the less of a novelty it becomes.”

“And that is different than what the banks do?”

“Yes much different. We don’t just “make up money” we have to do much more than that.”

“How do you account for fractional-reserve banking then?”

“Through accounting. It is a widely accepted practice and has been around for a long time and thoroughly tested”

“Accounting has changed though, there used to be daily audits, now they are done quarterly, which with the increase in technological advancement, that has increased in time to do so by 9000%! Plus traditional accounting methods cannot reconcile microtransactions, most of your software only allows two decimal places, which is utterly useless now.

“Look, we don’t do anything wrong. We follow all the rules.”

“You and your kind made the rules.”

“That is just a popular lie told by conspiracy theorist.”

“Your ad hominems don’t change the truth.”

“Look, if you came here to argue you can leave.”

You called Bitcoin a “fraud” and then your company basically bought the dip. That’s market manipulation, which is not new to your firm. That’s fraud. Plus you said, and I quote, “It’s worse than tulip bulbs. It won’t end well. Someone is going to get killed.”. That sounds like a threat if you ask me. You merely fear this cryptocurrency movement because it threatens your power. You will no longer be the debt-slave master on top of the world…”

“THIS INTERVIEW IS OVER! GET OUT! SECURITY…”

“Easy sir, you don’t have to shout. I’ll see myself out, sheesh…”


Stay tuned.
Stay interesting.
Stay Strange.


MichaelCreated by Michael Paine


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

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Beg Your Pardon

“He that will not submit to the labour of ploughing must submit to the shame of begging.”

The Mathematician Who Cracked Wall Street

This post originally appeared on steemit.

 

James Simons is ranked #49 on Forbes List of Billionaires.


Pi Movie Image
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James is also #1 in the category of “Highest-Earning Hedge Fund Managers”

So what is his secret of untold wealth accumulation?

Predictive signals.

Yeah, right, so how’s that going to help me be rich?

It’s not.

He had this to say about it during a speech at MIT:

“In the beginning of his speech, Simons relays an anecdote that later becomes very funny.

He says, “I went to the institute for Defense Analysis in Princeton University, where they did secret government work and paid quite a lot and you could spend half of your time doing your own mathematics and half of your time doing their work, whatever their work was. [He pauses] It involved computers… Well, it was secret, I don’t want to talk about it.”

Then he begins speaking about his firm. He says people ask him, what’s the secret?

Simons says, “Of course I’m not going to tell you the various predictive signals –Unless… No, I’m definitely not. [Laughter erupts] That’s even bigger secrets than those at, down there [the Defense Analysis at Princeton].””
So really, he isn’t going to tell us how he did it specifically.

What’s the point then?

James used the complex math to break codes which could help explain patterns in the world of finance. Billions later, he’s working to support the next generation of math teachers and scholars.


The Mathematician Who Cracked Wall Street


The reason I bring up James, besides being interesting, is that he is faced with a question that we all must consider.

Each day I work, I do it with the understanding that I will get paid.

Sometimes I do other types of work on my own and hope to get paid.

Why do I even care about money?

Well besides needing it to pay for basic necessities and frivolous wants and other perks, I have to earn money to pay back money I’ve borrowed.

These debt obligations take many forms; mortgage, car loans, school loans, personal loans, and credit cards.

The more money I am able to earn, then the sooner I can pay off these debts.

Then what?


Debt Free Image
Image Source


For a long time being debt free was a goal in my life, until it wasn’t.

The deal is once I get out of debt, then what am I going to do all day?

I am still going to have to work to pay for basic life necessities.

I am still going to want frivolous things and other perks.

So what’s the deal, can I just go on vacation all day and do whatever else I want?

No.

That being said, what if I do hit it big on cryptocurrency?

I would need to find something to do with my life and ways to manage the funds well and hopefully grow them and use them wisely.

What is Jim Simons doing with his billions?

Jim and his wife Marilyn founded the Simons Foundation in 1994, a charitable organization that supports projects related to education and health, in addition to scientific research.

And that is just part of what he has done to help.

What would you do if you had billions?

As for me, I guess I will find out if it happens…

Remember: “The Revolution Will Be Decentralized!”


Stay tuned.
Stay interesting.
Stay Strange.


MichaelCreated by Michael Paine


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

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Epistemic status: Not serious, also not “in-crowd” enough to use Epistemic status.

Routine Life

This post originally appeared on steemit.

 

The following is an original poem I wrote today while working on my side project.


Ordinary People Image
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Routine Life

Congratulations on a routine life well lived.
You did everything that was expected,
Now here is what you get.

You paid all your debt faithfully,
And as a reward?
We will lend you more.

Congratulations on a routine life well lived.
You could have been something amazing, kid.
But you didn’t let your dreams stand in your way,
As you pushed them aside for the routine everyday.

Now at the end, what do you have to show?
You can’t take it with you when you go.
So once more, congratulations on a routine life well lived.
Way to stick it to the man by becoming him, kid.


Routine Life Original Copy
Routine Life Poem.jpg


Stay tuned.
Stay interesting.
Stay Strange.


MichaelCreated by Michael Paine


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

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Whoever Has the Crypto Makes the Rules

“The past is never dead. It’s not even past.” – Faulkner