HODL BTC, ETH, XRP, etc.? But Need Cash Now? Get SALT!

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

Sometimes in life you find yourself with some crypto, but you need some cash.

You know crypto is better and you don’t want to sell it, but that bill is coming due, or your car broke, or maybe you are just broke…

Whatever the case is, you could sell your crypto and get cash, but why do that when the coins keep going up all the time?

Why not instead use your crypto for collateral and get cash now ANDkeep your crypto!?!

Enter SALT!


SALT 1
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What is SALT? Besides a tasty food additive…

“SALT lets you leverage your blockchain assets to secure cash loans. We make it easy to get money without having to sell your favorite investment.”

I’ve signed up for SALT, but they are new and just getting the final pieces in place to be fully operational.

However, I am extremely interested in this concept because it provides a new
way for individuals to access the value of their blockchain assets that does not involve a liquidation of their asset.

Being a Member, I have access to the SALT Blockchain-Backed Loans™ Abstract
released on 08/09/2017 and want to share some of the more important points with you.


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From the Abstract:

“The system is designed such that, if you have an asset you want to hold on to, you can borrow the asset you want to spend, regardless of credit history or geographic constraints. The SALT Platform is automated, efficient, and cryptographically secure. It offers a compelling solution to the problem many consumers face when they need or want cash to make a purchase, but do not wish to liquidate their assets. Instead of selling, SALT enables the members of the SALT Lending Platform (Members) to leverage the value of certain digital assets, thereby giving them access to cash, offsetting tax events, avoiding exchange fees and maintaining their long position in the asset they hold.”

As a wanna-be savvy FinTech guy, who holds a MBA in Finance, I sometimes get the idea that I know a thing or two.

That usually passes quickly.

What I do know is how to read, and reading the SALT Abstract the SALT Team is working hard to find a way to bring financial freedom to an underserved group of people who usually do not have access to this type of lending.

i.e. – ME.

“At SALT, we believe that in the not too distant future, ownership of all assets will be recorded and transferred on various blockchains. The increasing recognition of personal assets, at low cost and in a secure and immutable way, will offer consumers greater financial freedom. The SALT Lending Platform is a system that seeks to give value to previously latent capital, unlocking the wealth within physical and social assets, providing a new source of money creation.”


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More from the Abstract:

“The SALT Lending Platform is intended to facilitate the creation of lending agreements, secure and monitor the value of the blockchain assets acting as collateral, and automatically enforce the terms of each smart contract credit agreement. This low-cost, efficient technology gives investors and institutions a way to lend against a new asset class, while addressing the needs of a massively underserved borrower base. It is also designed to provide a new way for individuals to access the value of their blockchain assets that does not involve a liquidation of their asset. Deficiencies inherent in traditional forms of collateral can increase costs to borrowers, decrease liquidity, and necessitate the need for income-based credit evaluation. SALT’s technology was built to address these shortcomings, while emphasizing the aspects of blockchain assets that make them a functional form of collateral – divisibility, fungibility, and transferability. With SALT, blockchain assets are transformed into collateral that can be incrementally liquidated in a calibration process intended to ensure overcollateralization in a fast, trustless, and secure process. Blockchain-Backed Loans™ offer a new mechanism through which lenders can indirectly gain exposure to digital assets in a regulated environment with sophisticated tools for managing the risks associated with lending.”


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This last part about “Liberty” is great too!

Check out the video below for more info and don’t forget to sign up today!


Sign Up for SALT Now!


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine
Follow me @strangerarray and donate because SALT is sooo good!


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in The Billion Hero Challenge!

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Cryptonomos


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Also Check Out My Latest Post:




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Feast Or Famine?


As a reader of this blog you assume all risk related to the use of any information on this site. I am providing this information “as is,” and disclaim any and all warranties, whether expressed or implied, including (and without limitation to) any implied warranties of merchantability or fitness for any particular purpose. In no event will I, or anyone associated with this site be liable to you or to any third party for any direct, indirect, accidental, incidental, consequential, special or exemplary damages, or financial loss, injury or death resulting from any use or misuse of this data. You should NEVER use any information on this, or any other site to make decisions that can result in damage to property, financial loss, injury or loss of life.

Feast Or Famine?

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

“While the righteous feed others fools starve themselves.” – Matthey Henry


AX Image
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We have a choice when we wake up every day.

Are we going to look out for our own self-interest or seek to help others?

For myself, despite my desires to do better, I spend most days doing the former.

What can I do more to help others?

What one thing a day can I do for one other person?

What can I do to make sure I do this every day?

Why don’t I do this more?

Usually the excuse is money.


Money Image
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When I try to imagine a life where money is not something I trade precious moments of my fleeting life for in order to pay for things, I struggle.

“What would I do instead with my time?

What would make a difference in other people’s lives?

What is worthy of pursuit?

What really matters?”

These thoughts were on my mind when I came across this article by @rok-sivante:

The Billionaire Game: What Plays Would You Make With a 10-Figure Net Worth…?

He had written these thought provoking questions:

“If you were a billionaire – let’s say the crypto markets exploded well-past the moon, granting you a 10-figure net worth – how would you manage the responsibility over this newfound wealth?

Would you selfishly focus on fulfilling your own needs for a mansion, collection of luxury cars, private jet, yacht, and all the toys?

Would you establish a private foundation to allocate that wealth towards projects and initiatives focused on solving global crises?

What business structures would you set up through which that wealth could flow to be put to constructive use?

How would your choices benefit the networks you plugged into and chose to support?

What ideas, talents, and visions would that wealth be directed to fund?

Would you invest in technologies that could help solve world hunger and provide access to clean, healthy water for every man, woman, and child on earth?

Would you support organizations working on solutions to clean up the environment and transform industrial processes to introduce sustainable practices conducive to this planet’s restoration and long-term wellness?

Would you back educational campaigns that empowered the next generation with entrepreneurship skills and foundational knowledge to make a difference in the world, that our generation were never provided?

What businesses would you grow that provided extraordinary value in the world?

How would you utilize your wealth to leverage others’ value benefiting society?”

Truthfully I wouldn’t really have a good answer, except I had been thinking about some of these Big Heroic Audacious Goals a few weeks before.


Big Heroic Audacious Goals Image
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In @stan’s recent article, Big Heroic Audacious Goals, he asked people to think up what they would want to see happen.

“Heroic Goals have the potential to inspire and unite all of humanity — and make a permanent global difference!”

At first blush, I didn’t have a clue…

Then I consulted my lovely wife who jogged my memory of what similar life goals we had previously discussed as possible BHAGs.

Given the chance we would like to see the following happen to help humanity:

  • Leveraging this technology to help charities, such as Makers and Means International, complete their missions at lower costs due to low transaction fees for sending money overseas
  • Build a resort property
  • Provided rest and rejuvenation programs to people doing charitable work so they can get a break when they feel they are on the brink of burnout
  • Develop a refuge center for women that will help them escape the traps of sex trafficking and the sex trade
  • Open a dog rescue or at least have some fun thing dog related 🙂
  • Own our own brewery and
  • Anything else we come up with between now and then!

So I guess I do have some ideas to feed others and I hope I don’t starve myself before I get the chance.

What would you do?


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine

Follow me @strangerarray and donate because OCASH is comming!


Join me on the OpenLedger/BitShares Decentralized Exchange
in The Billion Hero Challenge!

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Cryptonomos


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Avoiding Burn Out – All Natural: Being 100% You

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

We’ve all been there.


All Natural
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Catch up on All Natural:

Introduction to All Natural: Being 100% You
– featuring 
@sarahpaine and @strangerarrayWhat’s Good For Others Might Be Killing You
– Chapter One of All Natural: Being 100% You
Establishing Your Currency: Hint it doesn’t have to be money
– Chapter Two of All Natural: Being 100% You


Chapter 3 of All Natural: Being 100% You
– featuring @sarahpaine and @strangerarray

The other day I was sitting in a presentation and was zoned out.

People were discussing their thoughts on the topic at hand and I was just waiting to go.

My mind was elsewhere.

I was tired.

My brain just didn’t care and so I was unable to focus.

In this particular situation it wasn’t a case of “burn out”, but I was close.

Too close.


Close To The Edge
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At times we can get to this point in life because of the decisions we made.

The way we see it, when “burn out” happens, it is usually caused by one of two equal but opposite set of circumstances.

It happens when you are being a superhero (+) when no one asked you to or being a martyr ( – ) when nobody cares.

What do we mean by these terms?

The superhero tries to be everything for everybody in a positive manner. The martyr takes on responsibility that no one asks them too and then feels hurt when nobody notices.

Both are recipes for disillusionment.


Disillusionment
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Let’s take a closer look at these two personalities and see where they go wrong and what to do about them.

The superhero:

Like we mentioned, the superhero tries to be everything for everybody.

This is usually done in a positive manner, but that doesn’t make it any less wearing.

The deal is that we think it is a wonderful thing to be able to help others.

However, the problem starts when someone tries to help people who don’t need it or don’t even ask.

Sometimes the superhero tries to step into a situation and provide a solution that is not needed or unwanted.

The superhero thinks they are doing a good thing, but they are not well received because they didn’t go through with the normal social avenues of providing positive help.

Another way the superhero comes to the end of their rope is when they try to do everything.

This can happen in a variety of ways.

The superhero may be masking their inability to say “no” with an overextension of their help.

Instead of having healthy boundaries, the superhero says “yes” to any and all requests and then tries to handle it all on their own.

Superheros have a tendency to not ask for help and this leads to having an undue burden.

Often, superheroes are good people who are well meaning and so they want to help.

But at a point, it is too much.

One person can not do everything all on their own.


The martyr:

Martyrs have done great things for causes in History.

But usually, these historical martyrs are standing up in the face of overwhelming injustice and taking the bullet for being in opposition to the oppressors.

In our day and age, there are not too many things that require such dramatic stands.

There are a few, but many people, especially people inclined to this type, take on responsibility that no one asks them too and then feel hurt when nobody notices.

The thing is that this too is a position of trying to help others, which is good.

But the martyr goes about it the wrong way.

Again, in their attempts to be helpful they may insert themselves into some conflict or other situation where their services are not requested or needed.

Instead of offering their help, they take it upon themselves to do what needs to be done.

Often these martyr types when taking on as much as they can and then some.

They will convince themselves they are doing good and that without them people would be worse off.

I think this is just masking insecurities and fear of not being valued by others.

Instead of having healthy relationships that have appropriate reciprocity, the martyr thinks they are able to give everyone their all and get nothing in return.

It is good to give without expectations for getting something back, but it is another thing entirely to refuse all attempts by others to repay you.

The martyr can not accept anything in return or they would no longer have their story of being needed to fall back on.

This also boarders on megalomania.


Megalomania
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The way out of both situations can be the same.

The first step is recognizing the tendencies and then taking steps to avoid the problems.

Helping others is great and should be done.

In the proper context.
Taking responsibility for everything, whether or not you should, isn’t helping.

Find ways to cooperate with people.

Do things with others instead of just doing them for them.

Taking time for yourself to get done what you need to be done.

Saying “NO” to people you care about for the good of everyone.

Don’t let your “default” answer be “yes” to requests from others.

Take your time in making decisions that commit your time or efforts and see if it actually makes sense for you to accept the request.

Saying yes, especially to things that stress you out, will stress you out.

So know your limits.

If you know something will make you stressed, find other ways around it.

But how?


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The best way to get around these sticky situations is by “Hitting the reset button”.

“If you always do what you’ve always done, you will always get what you’ve always got.” – Unknown / Disputed

The above quote makes you realize that you need to make a change to get different results.

We think that the change that is best is to build margin into your life.

That might look like the taking of time to think about your answer before agreeing to something.

Or giving yourself a little extra time in the morning so you don’t rush out the door.

Whatever it is that is causing extra stress could usually be relieved if you had just a little extra time.

Our superhero and martyr or both usually stressed out because they don’t have the time to get done what they need to get done.

If they had some margin, some room for error, or space to take a break… then they could relax a bit and breathe.

“Nothing in life is as important as you think it is while you are thinking about it.” – Daniel Kahneman

When you realize this, then you can take your time to re-think about things at a slower pace.

Sometimes you may need an extra day or week, or maybe all you need is just one breath and heartbeat of pause before answering.

The point is to slow down.

And make a habit of slowing down.

All Natural people take the time to hit the reset button. This might be every morning for some folks. But for us sometimes it is several times throughout the day.

When things get overwhelming there is a choice how to proceed. Giving in and being upset is the easy way. Standing up for yourself is harder. But worth it.


Next week we will take a look at Playing Alone: Finding Individual Activities And Hobbies. Most all of us are busy and always up to something. Instead of relaxing and having margin in our life we go go go!

But what can we do about it?


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine

Follow me @strangerarray and donate because burn out sucks!


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

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See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Other Posts:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.

Hope Beyond Hope

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

I am always hopeful that there will be something there.


Hope Image
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Some people call this being optomistic.

I hope for an unexpected package on the front door step.

For a surprise letter in the mail.

For a little bit of water left in my drinking cup.

Nope… drank it all already.

But why am I so hopeful?

Ten times out of ten there is nothing ever there.

Eventually, it would be reasonable to assume that there is nothing there and to not get my hopes up.


Rock In Water Image
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And don’t get me wrong. I’m not disappointed when there isn’t anything. Instead, it is the reverse. I hope well… maybe next time…

Why? Why! Why?!

I’m not entirely sure myself.

I like to view my life as an adventure. And as part of that adventure, I am imagining all the possibilities for good things to happen. I expect good things to happen.

Even when there are bad things.

But I hope against hope.

I have a fearless desire for something unexpected to happen.

Through all the ordinary and routine things in life, I am looking out for novelty.

Perhaps it’s that desire for the new that excites me.

Or maybe it is just that I want something worth writing about…

I don’t know.

The ordinary is everywhere. The extra ordinary, now that you have to search for!

You have to have eyes that see it. Ears that hear it. A mind that accepts that it could exist. A heart to long for it. In a world full of bad news and negative reviews, there must be something more…

We see the images.

We have the dreams.

We make the memories.

We hope for more.


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine 

Follow me @strangerarray and donate because I have hope you will!


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

BitShares Title Block
Image Source


See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Other Posts:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.

Working For The Weekend

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

We’ve all heard the song and could probably sing along if pressed enough.


Office Space Image
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At some points in my life it feels like I am doing nothing but working for the weekend.

And if you know me, I don’t really do all that much on the weekend either…

So mainly I am working to pay bills and to eat.

And have a safe place to sleep.

Sometimes it feels like all I do is try to survive.

When you get down to brass tacks, that’s all most of us do anyways.


Sir Thomas More Detail Image
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Sure we dress it up and make it look fancy.

Some of the lucky ones of us get to do it more leisurely.

Others get the brunt of the work.

But at the end of the day, Everyone Poops.

We can strive for riches, or we can get by on scraps.

We can be happy, or sad, content or mad.

We can complain, moan, and cry.

We can wake up again and try.

What do we want to do today?

All the world’s a stage.


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine 

Follow me @strangerarray and donate because I am tired of working for the weekend.


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

BitShares Title Block
Image Source


See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Other Posts:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.

Embracing Uncertainty

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

Few things in life are as exciting, anxiety producing, and exhilarating as the possibilities brought forth through uncertainty in the future.


The Last Tycoon Image
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The truth of the matter is that humans like to think they can know certain things about the future.

In order to comfort ourselves we prepare ahead of time.

We make plans.

We try our best to control for eventualities.

Yet we cannot know for certain all possible outcomes.

This creates uncertainty.


Uncertainty Image
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This uncertainty can cause anxiety, fear, and doubt.

To assuage these feelings we often times speak about what we think is going to happen.

Predictions are made.

Forecasts are set.

Hype flows.

And then we wait and see how it goes.

We can shrink from it.

We can hide from it.

Or we can stand up and face it and embrace it!


Stay tuned.
Stay interesting.
Stay Strange.



Michael


Created by Michael Paine 

Follow me @strangerarray and donate because the future is unknown.


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

BitShares Title Block
Image Source


See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Other Posts:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.


As a reader of this blog you assume all risk related to the use of any information on this site. I am providing this information “as is,” and disclaim any and all warranties, whether expressed or implied, including (and without limitation to) any implied warranties of merchantability or fitness for any particular purpose. In no event will I, or anyone associated with this site be liable to you or to any third party for any direct, indirect, accidental, incidental, consequential, special or exemplary damages, or financial loss, injury or death resulting from any use or misuse of this data. You should NEVER use any information on this, or any other site to make decisions that can result in damage to property, financial loss, injury or loss of life.

Establishing Your Currency: Hint it doesn’t have to be money – All Natural: Being 100% You

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

There is no need to value money above all other things.


All Natural
Image Source


Catch up on All Natural:

Introduction to All Natural: Being 100% You
– featuring 
@sarahpaine and @strangerarray

What’s Good For Others Might Be Killing You
– Chapter One of All Natural: Being 100% You


Chapter 2 of All Natural: Being 100% You
– featuring @sarahpaine and @strangerarray

We’re not gonna lie and say “money is not important” or “money doesn’t matter”.

Because it does.

Especially when you don’t have much, payday isn’t for a few more days, you are running low on gas and you are not sure you are going to have enough to pay your bills.

Then money matters.

A lot!

But there is more to life than money.

Money takes up a big place in our brains, when we let it.

There is no end to all the hypothetical things that will happen if we don’t have enough and there is an equally opposite amount of dreams that could happen if we have a large amount of it.


Dream Vacation
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The poinit of Establishing Your Currency is to rethink value.

What is it people value most?

Money, right?

What about social capital?

Relationships.

Time.

Dreams.

Drive.

Adventure.

There is more to life than living paycheck to paycheck.

Figuring out which of these or other “alternative currencies” matters most to you will help you to be All Natural.

Ultimately, we hope you find something of value worth trading with others to build up other’s lives above your own.


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We have all probably heard that “Your net worth is not your self worth.”

James Altucher turns that phrase on its ear when he said “Your network is your net-worth.”

A good and healthy network of family, friends, and other colleagues will be able to help you when you need it most.

This network could also be the most helpful tool in looking for careers or getting hired.

We hear it all the time that people who got hired did because they knew someone who worked there.

Having this network of people who are willing to vouch for who you are can make a big difference in your pocketbook.


Fat Wallet
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But let’s take a closer look at those other currenncies.

Sure time can be and often is traded for money.

But if you think about it, if it is that valuable that people are paying you for it, then maybe you want to use it a bit differently.

If you are able to earn an income where you don’t trade time for money, then that would be ideal to free you up to do other things that you find more important.

When you do have a job that pays by the hour or based on hours worked, then you need another strategy.

How well do you use your time not at work?

Do you make the most of your “free time” or do you waste it away waiting for the day to end so you can go to bed and wake up and do it all over again?

Finding worthy things to do with you time might be a struggle.

You have to think about things that you otherwise might not want to.

Let’s take a look at a common question that is all over the internet.

What would you do if money wasn’t an issue?

Often what follows this is some self-help-y type of motivation to find your true passion and follow your dreams and catch unicorns…

The question certainly has its advantages as a thought exercise and can help boil down what is important to you.

It can also be a mirror and reflect things about yourself.

Maybe things you may rather not like to admit.

Evaluating what you would do brings to the foreground questions most of us try to avoid.

Questions like: What is the meaning of life? What is worthy of pursuit?

Maybe even perhaps: Why do I even exist?

Or: Is there a god?

When I try to imagine a life where money is not something I trade precious moments of my fleeting life for in order to pay for things, I struggle.

What would I do instead with my time?

What would make a difference in other people’s lives?

What is worthy of pursuit?

What really matters?

Why even try?


Why try?
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The thing that I come back to is the only thing that really matters to me.

My “why” is Jesus Christ.

Then comes the question of What?

What do I do with this?

The simple truth is to do this: “You shall love the Lord your God with all your heart and with all your soul and with all your mind. This is the great and first commandment. And a second is like it: You shall love your neighbor as yourself.”

And so I do the best that I can.

Which sometimes isn’t always very good.

But I try agin each day.

Share when I can.

And pray.


Other things in life that are possible “alternative currencies” are:

Respect

You have to give it to get it is a common saying.

Give people respect and see how it changes the situation or your outlook and see where that takes you.

You may be surprised to find that people might like you more if you take the chance to give a little respect instead of demanding it from them upfront.


Ideas

Ideas can be valueable.

People need help coming up with new and innovate things.

Or ideas can make life more interesting when you come up with an idea to try something new or different.

At the end of the day, share your ideas for free, because it is better than trying to sell them.

People will see that you care about them and want to help.


Relationships / Networking

We discussed how knowing the right people can help you in finding a place to work.

But also having a good network and good relationships can help you in other ways too.

Being friendly opens up a world of experiences and plenty of opportunity to go places you never thought you would go.

The ability to get along well with others will return great rewards!


Volunteering / Helping

Another great thing to value is volunteering and helping others.

Even if it is only a small amount of time, the compassion you show can make a big difference in someone’s life.

It is easy in this world to get caught up with all the things that need to get done, but finding a way to get outside yourself and help someone else will always be worth it!


Caring / Sharing

Sadly people often don’t care about other people.

Actually caring about someone and sharing with them can create a wealth of riches beyond anything money can buy.


Trust

Gaining and keeping trust in others matters in having healthy relationships.

Without it, it is hard to build bonds and to get to a place beyond exchanging pleasantries and other surface conversations.


Inspiring / Encouragement / Motivation

People can often use a kind word to help them throughout their day.

In this world we have all sorts of negativity coming our way from every angle.

Be different.

Be the person people want to talk to because they know there is a silver-lining of hope in this world.


Hang In There Cat Poster
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We covered many different ideas of what could be an “alternative currency”, but there is sure to be more!

Whatever it is that you can come up with that matters to you can be your own most valuable thing and we encourage you to find ways to change your lifestyle to live for your currency.

Once you find out what moves you, it is important to look at what makes others move.

Finding ways to get what you want won’t work unless you help others get what they want.

There are tons of inspirational quotes on this such as this one from Zig Ziglar’s Secrets of Closing The Sale: “You can get everything in life you want if you will just help enough other people get what they want.”

Sounds simple enough.

But do you have to actually care about others?

Yes to be successful you do.

“Do nothing from selfish ambition or conceit, but in humility count others more significant than yourselves.” – Philippians 2:3

Taking this path of life isn’t always easy, but we think it will ultimately be well worth the effort!


Next week we will take a look at Avoiding Burn Out. Most all of us have been there. We are beyond stuck. We are burnt out!

But what can we do about it?


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine

Follow me @strangerarray and donate because money is my currency 😉 .



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