HODL BTC, ETH, XRP, etc.? But Need Cash Now? Get SALT!

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

Sometimes in life you find yourself with some crypto, but you need some cash.

You know crypto is better and you don’t want to sell it, but that bill is coming due, or your car broke, or maybe you are just broke…

Whatever the case is, you could sell your crypto and get cash, but why do that when the coins keep going up all the time?

Why not instead use your crypto for collateral and get cash now ANDkeep your crypto!?!

Enter SALT!


SALT 1
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What is SALT? Besides a tasty food additive…

“SALT lets you leverage your blockchain assets to secure cash loans. We make it easy to get money without having to sell your favorite investment.”

I’ve signed up for SALT, but they are new and just getting the final pieces in place to be fully operational.

However, I am extremely interested in this concept because it provides a new
way for individuals to access the value of their blockchain assets that does not involve a liquidation of their asset.

Being a Member, I have access to the SALT Blockchain-Backed Loans™ Abstract
released on 08/09/2017 and want to share some of the more important points with you.


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From the Abstract:

“The system is designed such that, if you have an asset you want to hold on to, you can borrow the asset you want to spend, regardless of credit history or geographic constraints. The SALT Platform is automated, efficient, and cryptographically secure. It offers a compelling solution to the problem many consumers face when they need or want cash to make a purchase, but do not wish to liquidate their assets. Instead of selling, SALT enables the members of the SALT Lending Platform (Members) to leverage the value of certain digital assets, thereby giving them access to cash, offsetting tax events, avoiding exchange fees and maintaining their long position in the asset they hold.”

As a wanna-be savvy FinTech guy, who holds a MBA in Finance, I sometimes get the idea that I know a thing or two.

That usually passes quickly.

What I do know is how to read, and reading the SALT Abstract the SALT Team is working hard to find a way to bring financial freedom to an underserved group of people who usually do not have access to this type of lending.

i.e. – ME.

“At SALT, we believe that in the not too distant future, ownership of all assets will be recorded and transferred on various blockchains. The increasing recognition of personal assets, at low cost and in a secure and immutable way, will offer consumers greater financial freedom. The SALT Lending Platform is a system that seeks to give value to previously latent capital, unlocking the wealth within physical and social assets, providing a new source of money creation.”


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More from the Abstract:

“The SALT Lending Platform is intended to facilitate the creation of lending agreements, secure and monitor the value of the blockchain assets acting as collateral, and automatically enforce the terms of each smart contract credit agreement. This low-cost, efficient technology gives investors and institutions a way to lend against a new asset class, while addressing the needs of a massively underserved borrower base. It is also designed to provide a new way for individuals to access the value of their blockchain assets that does not involve a liquidation of their asset. Deficiencies inherent in traditional forms of collateral can increase costs to borrowers, decrease liquidity, and necessitate the need for income-based credit evaluation. SALT’s technology was built to address these shortcomings, while emphasizing the aspects of blockchain assets that make them a functional form of collateral – divisibility, fungibility, and transferability. With SALT, blockchain assets are transformed into collateral that can be incrementally liquidated in a calibration process intended to ensure overcollateralization in a fast, trustless, and secure process. Blockchain-Backed Loans™ offer a new mechanism through which lenders can indirectly gain exposure to digital assets in a regulated environment with sophisticated tools for managing the risks associated with lending.”


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This last part about “Liberty” is great too!

Check out the video below for more info and don’t forget to sign up today!


Sign Up for SALT Now!


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine
Follow me @strangerarray and donate because SALT is sooo good!


Join me on the BitShares Decentralized Exchange
in The Billion Hero Challenge!

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Cryptonomos


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Also Check Out My Latest Post:




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Feast Or Famine?


As a reader of this blog you assume all risk related to the use of any information on this site. I am providing this information “as is,” and disclaim any and all warranties, whether expressed or implied, including (and without limitation to) any implied warranties of merchantability or fitness for any particular purpose. In no event will I, or anyone associated with this site be liable to you or to any third party for any direct, indirect, accidental, incidental, consequential, special or exemplary damages, or financial loss, injury or death resulting from any use or misuse of this data. You should NEVER use any information on this, or any other site to make decisions that can result in damage to property, financial loss, injury or loss of life.

Feast Or Famine?

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

“While the righteous feed others fools starve themselves.” – Matthey Henry


AX Image
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We have a choice when we wake up every day.

Are we going to look out for our own self-interest or seek to help others?

For myself, despite my desires to do better, I spend most days doing the former.

What can I do more to help others?

What one thing a day can I do for one other person?

What can I do to make sure I do this every day?

Why don’t I do this more?

Usually the excuse is money.


Money Image
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When I try to imagine a life where money is not something I trade precious moments of my fleeting life for in order to pay for things, I struggle.

“What would I do instead with my time?

What would make a difference in other people’s lives?

What is worthy of pursuit?

What really matters?”

These thoughts were on my mind when I came across this article by @rok-sivante:

The Billionaire Game: What Plays Would You Make With a 10-Figure Net Worth…?

He had written these thought provoking questions:

“If you were a billionaire – let’s say the crypto markets exploded well-past the moon, granting you a 10-figure net worth – how would you manage the responsibility over this newfound wealth?

Would you selfishly focus on fulfilling your own needs for a mansion, collection of luxury cars, private jet, yacht, and all the toys?

Would you establish a private foundation to allocate that wealth towards projects and initiatives focused on solving global crises?

What business structures would you set up through which that wealth could flow to be put to constructive use?

How would your choices benefit the networks you plugged into and chose to support?

What ideas, talents, and visions would that wealth be directed to fund?

Would you invest in technologies that could help solve world hunger and provide access to clean, healthy water for every man, woman, and child on earth?

Would you support organizations working on solutions to clean up the environment and transform industrial processes to introduce sustainable practices conducive to this planet’s restoration and long-term wellness?

Would you back educational campaigns that empowered the next generation with entrepreneurship skills and foundational knowledge to make a difference in the world, that our generation were never provided?

What businesses would you grow that provided extraordinary value in the world?

How would you utilize your wealth to leverage others’ value benefiting society?”

Truthfully I wouldn’t really have a good answer, except I had been thinking about some of these Big Heroic Audacious Goals a few weeks before.


Big Heroic Audacious Goals Image
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In @stan’s recent article, Big Heroic Audacious Goals, he asked people to think up what they would want to see happen.

“Heroic Goals have the potential to inspire and unite all of humanity — and make a permanent global difference!”

At first blush, I didn’t have a clue…

Then I consulted my lovely wife who jogged my memory of what similar life goals we had previously discussed as possible BHAGs.

Given the chance we would like to see the following happen to help humanity:

  • Leveraging this technology to help charities, such as Makers and Means International, complete their missions at lower costs due to low transaction fees for sending money overseas
  • Build a resort property
  • Provided rest and rejuvenation programs to people doing charitable work so they can get a break when they feel they are on the brink of burnout
  • Develop a refuge center for women that will help them escape the traps of sex trafficking and the sex trade
  • Open a dog rescue or at least have some fun thing dog related 🙂
  • Own our own brewery and
  • Anything else we come up with between now and then!

So I guess I do have some ideas to feed others and I hope I don’t starve myself before I get the chance.

What would you do?


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine

Follow me @strangerarray and donate because OCASH is comming!


Join me on the OpenLedger/BitShares Decentralized Exchange
in The Billion Hero Challenge!

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Get Giga Watt Tokens and join the world’s first full-service mining solution provider.

Cryptonomos


See the latest adventures and creations from my wife Sarah on steemit!

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If you use my Credible Referral link, you can get a special offer if you take out a loan.

OCASH – The First All-In-One Payments Card

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

So I may be a little late to the party, but I wanted to invite you, in case you are too!


OCASH Image
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So today I was browsing Coin Market Cap as per usual and I noticed the BTS is going up again too.

I wondered, any news?

And this thought sent me down a search that found this article on investopedia.

I became very familiar with Investopedia back in my MBA days and so I was comfortable trusting it as a source of good information.

The article was published back on July 6, 2017, so about a month ago, hence why I am a little late to the party…

But not too late.


From the above mentioned article:

“One of the latest of such projects is OCASH— the first all-in-one crypto-ready debit card. OCASH will bring the international card payments system to the OpenLedger network. This will allow token holders to use Stablecoins (SmartCoins), including bitUSD, bitEUR, bitGBP, and Rubles, plus other OpenLedger tokens, such as OBITS, BTC, and ETH, to purchase items anywhere major debit cards are accepted. The OCASH will allow the payment and withdrawal of any kind of cryptocurrency supported by OpenLedger, making currencies accessible anytime and anywhere.

OpenLedger ApS has announced that the new token OCASH (OCS) will be launched at the end of August 2017. The OCASH concept will be rolled out in two phases spread across a timeline of five months.”

See we are not too late!


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The Investopedia article helpfully pointed my to ocash.io where I was able to find the following information:

“OpenLedger ApS has announced its groundbreaking token launch for OCASH, the first all-in-one payments card. OCASH will launch its new token, called OCASH (OCS), at the end of August 2017.

OCASH holders will benefit from the many usage options offered in the form of monthly or quarterly sharedrops in bitUSD.”

This is great news!

Not only will we be able to use a card that makes transacting in cryptocurrency easy, we can also earn while we do it by holding on to OCASH tokens!

More from the OCASH site:

“The option to pay and withdraw any kind of crypto, anywhere and anytime, instantly from your payment card, is groundbreaking. Furthermore, the ability to manage transactions in your browser-based web wallet, and with no need for a bank account, is what will make crypto accessible, overnight and worldwide. Naturally, this will allow OpenLedger to stand strong as a platform, continue to innovate, and above all, give the 2 billion population who are unbanked an easy way to access an account and make transactions.”

More great news!

Pick your crypto and use what you are comfortable with!

No bank accounts needed and the ability to be used by people banks have neglected.

I am excited to learn about this and hope that you are too!

If you haven’t yet joined the OpenLedger/BitShares Decentralized Exchange, I invite you to do so now so you can be ready for OCASH when it activates!


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine

Follow me @strangerarray and donate because OCASH is comming!


Join me on the OpenLedger/BitShares Decentralized Exchange
in The Billion Hero Challenge!

BitShares Title Block
Image Source


See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Other Posts:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.

Establishing Your Currency: Hint it doesn’t have to be money – All Natural: Being 100% You

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

There is no need to value money above all other things.


All Natural
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Catch up on All Natural:

Introduction to All Natural: Being 100% You
– featuring 
@sarahpaine and @strangerarray

What’s Good For Others Might Be Killing You
– Chapter One of All Natural: Being 100% You


Chapter 2 of All Natural: Being 100% You
– featuring @sarahpaine and @strangerarray

We’re not gonna lie and say “money is not important” or “money doesn’t matter”.

Because it does.

Especially when you don’t have much, payday isn’t for a few more days, you are running low on gas and you are not sure you are going to have enough to pay your bills.

Then money matters.

A lot!

But there is more to life than money.

Money takes up a big place in our brains, when we let it.

There is no end to all the hypothetical things that will happen if we don’t have enough and there is an equally opposite amount of dreams that could happen if we have a large amount of it.


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The poinit of Establishing Your Currency is to rethink value.

What is it people value most?

Money, right?

What about social capital?

Relationships.

Time.

Dreams.

Drive.

Adventure.

There is more to life than living paycheck to paycheck.

Figuring out which of these or other “alternative currencies” matters most to you will help you to be All Natural.

Ultimately, we hope you find something of value worth trading with others to build up other’s lives above your own.


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We have all probably heard that “Your net worth is not your self worth.”

James Altucher turns that phrase on its ear when he said “Your network is your net-worth.”

A good and healthy network of family, friends, and other colleagues will be able to help you when you need it most.

This network could also be the most helpful tool in looking for careers or getting hired.

We hear it all the time that people who got hired did because they knew someone who worked there.

Having this network of people who are willing to vouch for who you are can make a big difference in your pocketbook.


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But let’s take a closer look at those other currenncies.

Sure time can be and often is traded for money.

But if you think about it, if it is that valuable that people are paying you for it, then maybe you want to use it a bit differently.

If you are able to earn an income where you don’t trade time for money, then that would be ideal to free you up to do other things that you find more important.

When you do have a job that pays by the hour or based on hours worked, then you need another strategy.

How well do you use your time not at work?

Do you make the most of your “free time” or do you waste it away waiting for the day to end so you can go to bed and wake up and do it all over again?

Finding worthy things to do with you time might be a struggle.

You have to think about things that you otherwise might not want to.

Let’s take a look at a common question that is all over the internet.

What would you do if money wasn’t an issue?

Often what follows this is some self-help-y type of motivation to find your true passion and follow your dreams and catch unicorns…

The question certainly has its advantages as a thought exercise and can help boil down what is important to you.

It can also be a mirror and reflect things about yourself.

Maybe things you may rather not like to admit.

Evaluating what you would do brings to the foreground questions most of us try to avoid.

Questions like: What is the meaning of life? What is worthy of pursuit?

Maybe even perhaps: Why do I even exist?

Or: Is there a god?

When I try to imagine a life where money is not something I trade precious moments of my fleeting life for in order to pay for things, I struggle.

What would I do instead with my time?

What would make a difference in other people’s lives?

What is worthy of pursuit?

What really matters?

Why even try?


Why try?
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The thing that I come back to is the only thing that really matters to me.

My “why” is Jesus Christ.

Then comes the question of What?

What do I do with this?

The simple truth is to do this: “You shall love the Lord your God with all your heart and with all your soul and with all your mind. This is the great and first commandment. And a second is like it: You shall love your neighbor as yourself.”

And so I do the best that I can.

Which sometimes isn’t always very good.

But I try agin each day.

Share when I can.

And pray.


Other things in life that are possible “alternative currencies” are:

Respect

You have to give it to get it is a common saying.

Give people respect and see how it changes the situation or your outlook and see where that takes you.

You may be surprised to find that people might like you more if you take the chance to give a little respect instead of demanding it from them upfront.


Ideas

Ideas can be valueable.

People need help coming up with new and innovate things.

Or ideas can make life more interesting when you come up with an idea to try something new or different.

At the end of the day, share your ideas for free, because it is better than trying to sell them.

People will see that you care about them and want to help.


Relationships / Networking

We discussed how knowing the right people can help you in finding a place to work.

But also having a good network and good relationships can help you in other ways too.

Being friendly opens up a world of experiences and plenty of opportunity to go places you never thought you would go.

The ability to get along well with others will return great rewards!


Volunteering / Helping

Another great thing to value is volunteering and helping others.

Even if it is only a small amount of time, the compassion you show can make a big difference in someone’s life.

It is easy in this world to get caught up with all the things that need to get done, but finding a way to get outside yourself and help someone else will always be worth it!


Caring / Sharing

Sadly people often don’t care about other people.

Actually caring about someone and sharing with them can create a wealth of riches beyond anything money can buy.


Trust

Gaining and keeping trust in others matters in having healthy relationships.

Without it, it is hard to build bonds and to get to a place beyond exchanging pleasantries and other surface conversations.


Inspiring / Encouragement / Motivation

People can often use a kind word to help them throughout their day.

In this world we have all sorts of negativity coming our way from every angle.

Be different.

Be the person people want to talk to because they know there is a silver-lining of hope in this world.


Hang In There Cat Poster
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We covered many different ideas of what could be an “alternative currency”, but there is sure to be more!

Whatever it is that you can come up with that matters to you can be your own most valuable thing and we encourage you to find ways to change your lifestyle to live for your currency.

Once you find out what moves you, it is important to look at what makes others move.

Finding ways to get what you want won’t work unless you help others get what they want.

There are tons of inspirational quotes on this such as this one from Zig Ziglar’s Secrets of Closing The Sale: “You can get everything in life you want if you will just help enough other people get what they want.”

Sounds simple enough.

But do you have to actually care about others?

Yes to be successful you do.

“Do nothing from selfish ambition or conceit, but in humility count others more significant than yourselves.” – Philippians 2:3

Taking this path of life isn’t always easy, but we think it will ultimately be well worth the effort!


Next week we will take a look at Avoiding Burn Out. Most all of us have been there. We are beyond stuck. We are burnt out!

But what can we do about it?


Stay tuned.
Stay interesting.
Stay Strange.


Michael


Created by Michael Paine

Follow me @strangerarray and donate because money is my currency 😉 .



Join me on the BitShares/OpenLedger Decentralized Exchange
in The Billion Hero Challenge!

BitShares Title Block
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See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Other Posts:






Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.

Confounding Compounding Interest

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

The legend goes that one day a traveling sage was challenged by the king to a game of chess.


Big Bang Theory Image
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For those of you who are not familiar with this story let me continue…

“The king was a big chess enthusiast and had the habit of challenging wise visitors to a game of chess. One day a traveling sage was challenged by the king. To motivate his opponent the king offered any reward that the sage could name. The sage modestly asked just for a few grains of rice in the following manner: the king was to put a single grain of rice on the first chess square and double it on every consequent one.

Having lost the game and being a man of his word the king ordered a bag of rice to be brought to the chess board. Then he started placing rice grains according to the arrangement: 1 grain on the first square, 2 on the second, 4 on the third, 8 on the fourth and so on…

Following the exponential growth of the rice payment the king quickly realized that he was unable to fulfill his promise because on the twentieth square the king would have had to put 1,000,000 grains of rice. On the fortieth square the king would have had to put 1,000,000,000 grains of rice. And, finally on the sixty fourth square the king would have had to put more than 18,000,000,000,000,000,000 grains of rice which is equal to about 210 billion tons and is allegedly sufficient to cover the whole territory of India with a meter thick layer of rice. At ten grains of rice per square inch, the above amount requires rice fields covering twice the surface area of the Earth, oceans included.”

In other words this is an example of exponential growth.

We would be foolish to think that anybody would agree to the terms that would result in a payout like the rice and chessboard legend.

But what about a different payout that achieved high growth, though not quite exponential?

What would we say if maybe there was another way?

Something you may have heard of and even read about in a resteem?

The type of growth that I am referring to now is that of the title Compounding Interest.


Compounding Interest
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The thing is the math behind compounding interest works!

“Compound interest (or compounding interest) is interest calculated on the initial principal and also on the accumulated interest of previous periods of a deposit or loan. Thought to have originated in 17th-century Italy, compound interest can be thought of as “interest on interest,” and will make a sum grow at a faster rate than simple interest, which is calculated only on the principal amount. The rate at which compound interest accrues depends on the frequency of compounding; the higher the number of compounding periods, the greater the compound interest.”.

The point I am going to make is that although in mathematical theory compounding interest is real, try to find it in the real world.

Besides the earlier resteem, I also resteemed the [Follow Up Post:] 4 Years From Today You’ll Have Over $150K USD – True or False? – or – Can Worst Case Scenario Be Even Worse?

Growing up we were shown examples of how we could put our money in a savings account that at 10% compounding interest would grow and grow and grow (similar to the chart graphic above)!

Probelm was, that bank didn’t offer 10% compouniding interest.

Then when I got a job the HR had what amounts to a sales rep come and explain that we have the option to invest in a retirement vehicle that could grow at great returns.

It wasn’t offering compound interest, but was suggesting how big our retirement could get with 10% annual returns.

Trouble is they can’t guarantee 10% annual returns.

In fact you might lose it all!


Lost it!
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The mythical explosive growth, whether exponential or compounding is sure to be elusive.

Anyone capable of making such a payout, probably has no interest in agreeing to such a deal.

Those who have the means, have them becauses they are able to make deals that don’t end up badly for themselves.

Maybe there is somewhere out there that has a way for you to know guaranteed returns, but until then we are all searching for them!


Stay tuned.
Stay interesting.
Stay Strange.



Michael


Created by Michael Paine 

Follow me @strangerarray and donate because confound it all!


Join me on the BitShares/OpenLedger Decentralized Exchange
in The Billion Hero Challenge

BitShares Title Block
Image Source


See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Other Posts:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.


As a reader of this blog you assume all risk related to the use of any information on this site. I am providing this information “as is,” and disclaim any and all warranties, whether expressed or implied, including (and without limitation to) any implied warranties of merchantability or fitness for any particular purpose. In no event will I, or anyone associated with this site be liable to you or to any third party for any direct, indirect, accidental, incidental, consequential, special or exemplary damages, or financial loss, injury or death resulting from any use or misuse of this data. You should NEVER use any information on this, or any other site to make decisions that can result in damage to property, financial loss, injury or loss of life. 

 

 

 

Hello Win Column!

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

This is one of my all time favorite phrases from the world of sports.


Winning!
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For those of you who are not familiar with this phrase, let me explain…

Mark Holtz worked for the Major League Baseball (MLB) team of the Texas Rangers starting in 1981 as “broadcaster on Rangers’ cable games, then from 1982-1994 as play-by-play announcer on Rangers’ radio broadcasts.”


Mark Holtz
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My family moved to Texas in 1990 and one of the only things I had to hold onto in this transition was playing little league baseball.

In Indiana, back from where I moved from, there were no MLB teams and the closest team was a minor league team known as the Indianapolis Indians.

Now that we were in Texas, the Rangers were the closest team, and thereby making them my default favorite.


For more on why I am a baseball fan, check out:
Fifteen Ways Baseball Has Transformed My Life


Growing up in the heat of the Texas Summers, watching or listening to baseball was always a fun distraction!

Although I didn’t realize it at the time, the worlds of Mark Holtz would stick with me and encourage me for a life time.

His phrase “Hello Win Column” was Holtz’ signature closing phrase which he would exclaim after every Rangers win.

You see the thing is winning isn’t everything and for most my life it wasn’t even anything I thought much about outside of sports.

I did well in school but I didn’t try my best.

I wasn’t trying to win.

From one of my previous post:

“When I was in high school I had set the bar low.

Really low.

I was a classic underachiever.

The problem was I had low expectations of myself.

No aspirations in life.

No real plans.

I was just floating through life.

That was until one day I made up my mind to be different, to go for the win, to have no more 3 and outs.

This sent me down a path towards wanting to win.


Winning The Race
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After reading the book Pre-Suasion by social psychologist Robert Cialdini, I put the above picture as the background image on my cell phone.


Do you not know that in a race all the runners run, but only one receives the prize? So run that you may obtain it.

I was finally starting to take these words of wisdom to heart.

My life needed to change and I wanted to win, but I didn’t want to do it alone.

The exact place I first came across the idea of a “win-win situation” escapes me, but it is something that I am always looking to achieve.

I want to make deals, moves, and changes that don’t just benefit myself but are helpful and useful to those around me.

One such opportunity was something I’ve been meaning to tell you about and did.

Another opportunity has arisen and I want to it share with you too.

The thing is, I know this thing has “win-win” potential, yet I am not sure that it is quite as evident as getting money for doing something.

Let me put it this way, I will give you the opportunity and what you do with it can make it a win for you if you are looking for this sort of thing.


BitShares Title Block
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Many people on Steemit are new to the world of Cryptocurrency.

Steemit was my first type of cryptocurrency to earn and hold and watch grow.

But I had heard of Bitcoin and wanted to know more about blockchain technology.

My friend and fellow Steemian @mctiller introduced me to BlockTrades as a way to quickly exchange digital currency.

Soon I was able to have other currencies, but I didn’t know where.

I needed a place to send them.

That is when I found out I could trade cryptocurrencies on exchanges.

Now for newbies like me, exchanges can be a bit overwhelming to get used to, but once you get a grasp of things, that is when the hard part starts.

Deciding what cryptocurrencies to pick is no easy task and requires research.

Or you can just wing it!

But you might lose your shirt!

Realistically, you should only use money that you can afford to lose and for me this was the earnings generated from steemit.

All my steemit earnings were above and byond my normal income and other retirement plans and so I used them on the exchange markets.

I started on just one market, Poloniex, but have now gotten out of that one due to several issues other users have had recently.

Currently, I use a few others, but none with as much potential as BitShares.

If you follow Stan, “The Godfather of BitShares, Fast Bitcoin, and the HERO, then you already know the next thing I am about to tell you.

They are starting The Billion Hero Challenge which is one giant “win-win” situation!


Sovereign HERO
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A quick explanation is that they are creating a prize that will be backed by equity in BitShares’ currency BTS.

And for you to get the HERO, what better place to do it than the BitShares/OpenLedger Decentralized Exchange which “allows you to trade assets in real time, securely, with ultra-low fees.”

There you go!

I want you to join me in my quest to be a HERO!

The Marketing Campaign Behind the Billion Hero Challenge is just ramping up as they put out more and more and more articles to garner attention to the cause.

Soon enough the contest will be in full swing and I don’t want to be left behind and since I want it to be a “win-win”, I don’t want you to be left behind either.

Join me!


Stay tuned.
Stay interesting.
Stay Strange.



Michael


Created by Michael Paine 

Follow me @strangerarray and donate because together we can be HEROs!


See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Previous Post:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.


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There Is Something I’ve Been Meaning To Tell You

This post originally appeared on my other blog that pays me, and you if you want, to post and to comment @ https://steemit.com/@strangerarray.

 

This all started about a year ago.


Financial Ruin
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Everything has changed. Yet nothing had.

My wife and I had both just earned our MBA degrees through Colorado Technical University’s Online Program and had taken a trip to Denver to walk in the Graduation ceremony.


Sarah and Michael get MBAs

Sarah and Michael get MBAs
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It was a great moment!

A true “mountian top” experience!


Michael and Sarah on Pikes Peak

Michael and Sarah on Pikes Peak
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And as much fun as that was, and it was fun!, there was something else that had been set into motion.

We had taken out loans to pay for our education and while we were actively enrolled we did not have to make any payments.

Now that we had graduated, well…

The clock started ticking!


Clock Ticking
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Mind you that none of this caught us by surprise.

We had been dealing with student loan payments for a few years after we had got our undergraduate degrees.

Balancing the payments with our other financial needs was tricky.

The thing about it was that it wouldn’t have been so bad but when I graduated with my B.A. the year was 2008.

I took my degree with a smile and hit the streets looking for what I thought would be a sure thing because I wanted to be a teacher.

“And we always need teachers.

Or so they said.


Return Degree
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By the time the above comic came out in 2014, I identified with it immediately!

The job hunt had not gone well, I was not “America’s Next Top Teacher”, and instead I had been working day-to-day as a substitute in the school system trying to get an in.

Not working a full-time job meant several things for my finances.

I had a paycheck to paycheck life, which wasn’t new, but it was hoped that I wouldn’t have to do that anymore once I went to college.

Then there was also the issue of not having health insurance so I never went to the doctor or dentist.

I was unable to save for my future and soon there were college loans to pay back with an already limited budget.

We were doing all that we could to stay afloat.


By 2012, four years after I first graduated, I landed my first full-time position.

Yet the economic description for it would be underemployement.

I had a college degree for a job that didn’t require one.

This means I wasn’t getting paid the anticipate rates or amounts that would be necessary to make the cost of college worth it.

I continued to have dismal results in getting a higher paying job that was supposed to be the light at the end of the tunnel.

Finally, I decided to do something about it.


Degree Debt Circle

Degree Debt Circle
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I thought, “If I can’t get a better job with this degree, maybe I should go back to school and get a Masters…”

Then so I did and then I got the Third Degree.


Third Degree
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Anyways I said all that to say this, there is something I’ve been meaning to tell you about.

You may have noticed that at the end of my posts I include my Credible Referral link.

I thought I should explain why I put it there and why it might be of interest to you.

You see the thing is about that clock ticking earlier?

Well now our time had run out.

We were going to owe several hundred dollars a month each on both my wife’s loans and my own.

The student loan payments were going to be so high that we had to do something.

Calls were made.

Other income-based repayment plans were researched.

Nothing was going to help us get them low enough.

Our budget was already strectched to the limit!

We had to make a drastic change!

So we did.

We sold our home and lived with a friend for about 7 months as we searched for something with a lower mortgage payment.

We also found Credible.

“Credible is the best way to save money on refinancing student loans, private student loans and personal loans.”

This service allowed us to consolidate and restructure our student loans in order to lower the payments to something we could afford each month.

Without this service we would have fallen into financial ruin.

That is why I want to share my Credible Referral link with you and do so at the end of each post.

That way if you are looking for a place to help you get your financial life in order, they can help you and it can be “win-win” for both of us.

Right now if you “successfully refinance a student loan over $20,000, you and your friend (that’d be me) will receive $250!”

So when you see that referral spot at the end of my blog, know that it is not just another ad, but something that means a lot to me and hopefully something that can be of a help to you too!


Stay tuned. Stay interesting. Stay Strange.


Michael


Created by Michael Paine
Follow me @strangerarray and donate because we all could use a little help.


See the latest adventures and creations from my wife Sarah on steemit!

Also Check Out Some of My Previous Post:





Do you want to take out a loan to consolidate debt?

If you use my Credible Referral link, you can get a special offer if you take out a loan.